Want to save money on internet, cable, insurance, cell phone bills or other larger purchases made in a store? Just ask! It may sound simple, but you can save a significant amount of money by simply calling customer service of a company or by asking for a reduction in price for an item you see in a store. It does take a bit of boldness to ask for a reduction, but what I have found is that most employees will be very helpful and truly try to reduce your cost. Another tip I personally enjoy using when purchasing an appliance is to go to the ‘scratch and dent’ or clearance/refurbished sections of stores. You may not get the latest model or pristine item, but you can sometimes save upwards of 40-60% on perfectly good items.